https APS Islamic Microfinance
ABOUT US

Shariah Compliant Banking

The corporate goal of APS Islamic Microfinance Co. Ltd (APS IMF)is to offer a diversified mix of financial products and services to individuals, Micro, Small and Medium Enterprises focusing on middle- and low-income earners within the lower half of the economic pyramid. APS IMF p...

Current Account (QARD)

To operate a successful Islamic Microfinance business model that offers innovation, investment accounts, business accounts and financing contracts to boost real economic activities in the country.

Savings Account (MUDARABAH)

Savings Account designed specifically to meet the requirements of customers who authorize the Bank to invest their cash deposits.

Islamic Financing

To provide social interventions in the form of Zakat Management, Waqf Fund, Charity, Donations and Qard financing to promote the welfare of society.

Money Transfer

A fast, reliable, safe, and convenient way to send money, Nduga, Cash Power or Mobile Credit to family and loved ones in The Gambia, Senegal, and other African countries.

WHY CHOOSE US

Our Corporate Philosophy

  • Islamic Financing

    To operate a successful Islamic Microfinance business model that offers innovation, investment accounts, business accounts and financing contracts to boost real economic activities in the country.

  • Social Financing

    To provide social interventions in the form of Zakat Management, Waqf Fund, Charity, Donations and Qard financing to promote the welfare of society.

  • Shariah Compliance

    To promote consistent utilisation of Shariah-compliant financial products and services in the population's daily lives.

TESTIMONIAL

What Our Clients Say

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“APS so far my favorites place to receive money in the Gambia because they have the best international exchange rate and now that they have turned to Islamic Microfinance it makes things a lot easier for me to save in my APS Savings Account without any problem"

ALASANA GASSAMA
CEO of ABK ENTERPRISE
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APS is a reliable service. Their staffs are amazing good.... so friendly. I got a lot of friends amongst them now. Keep delivering Your best service I love and appreciate your service. I rate your service 98%. Thank you for making life easy we pray and hope for more branches.

MARIAMA NJIE
STAFF AT G.I.A
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"I have been using APS Service for many years and they have good customer service and also hard-working cashiers. I feel comfortable anytime visit their branch and they treat me well. They also have a good environment"

MORRO JANNEH
BUSINESS MAN
BRANCH LOCATOR

Locate Our Branches

Bertil Harding Higway, Opposite the Anti Crime
Junction. (Down Floor).

Contact: +220 2596733

At the Petrogas Station, Traffic lights.

Contact: +220 2054378


Adjacent to Sanchaba Mosque

Contact: +220 7926997

Adjacent to Sobeya Junction

Contact: +220 2051743

Next to the Main Mosque, Bundung highway.

Contact: +220 2894215

Kairaba Avenue

Contact: +220 7023275

Opposite the Bakau School

contact: +220 7437489

Next to the Museum

Contact: +220 2594838

Opposite the Tech world petrol Station, Coastal Road.

Contact: +220 2922809

At the Petrogas Station, Lamin highway.

Contact: +220 2288236

Telecenter Junction

Contact:+220 7969674

Next to GTBank, Opposite the main market.

Contact: +220 2670220

Bartess Highway

Contact:+220 7404534

At the Mall of the Gambia, Bakoteh

contact: +220 2594815

After Atlas Fuel Station

contact: +220 2111314

At the PetroGas Station

Contact: +220 7076500

Opposite GNPC

Contact: +220 7245361

Adjacent to Habatul Sawda


Contact: +220 2770434