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Account purpose
This product is designed for small size Informal businesses for the accumulation of sales proceeds from where they can make their purchases. It will operate like a current account suitable to handle cash flow patterns for small size businesses, groups, or individuals running informal business operations.
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Shariah contract applicable
The account will operate based on the principle of wadi`ah yad dhamanah (safekeeping with guarantee) APS Islamic microfinance acts as the safe keeper or trustee for the fund deposited by the customer.
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Features and benefits
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Fast and easy account opening process
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The product is fully Shari’ah compliant
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Free advice and coaching
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Access to finance for personal use
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Free Account opening
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Low operating requirements
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Accessible from all Branches and Agents countrywide
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Safe and secured
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Lots of complementary services
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E-Alerts
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Internet Banking (web & Mobile app)
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Business Advisory
Training & Coaching
